*The 3.95% interest rate (APR of 7.254, 7.166, 7.145, or 7.123 percent, respectively), is a variable interest that is fixed for the first 6 months and subject to increase by no more then 1 percent every 6 months for twenty four months. A 30-year loan with an introductory interest rate of 3.950 percent (APR of 7.254, 7.166, 7.145, or 7.123 percent, respectively) would require payments as follows, assuming there is no change in the Index used to calculate your interest rate: (i) the first six monthly payments of $329.17, $493.75, $559.58 or $658.33, (ii) the next six monthly payments of $412.50, $618.75, $701.25 or $825.00, (iii) the following six monthly payments of $495.83, $743.75, $842.92 or $991.67 (iv) and the final six monthly payments of $579.17, $868.75, $984.58 or $1,158.33 at an assumed interest of 7.06 percent (APR of 7.254, 7.166, 7.145, or 7.123 percent, respectively) during which time payments will be interest only and the outstanding principal will not amortize, and (v) the payment will remain interest only for 60 total months with a payment of $588.33, $882.50, $1.0017 or $1,176.67 (vi) the remaining three hundred monthly payments of $710.61, $1,065.92, $1,208.04 or $1,421.22 at an assumed interest rate of 7.06 percent (APR of 7.254, 7.166, 7.145, or 7.123 percent, respectively). Eligible borrowers must have good credit with a FICO score of at least 620, meet certain LTV requirements and be owner occupied residents of the certain states where program is permitted by law. The loan and APR includes a 2.5% origination fee. A prepayment and other fees may apply. This loan is subject to availability and terms may change at any time. As of March 1, 2006 this loan was advertised and made publicly available in the following states: AZ, CA, CO, CT, HI, IN, NV, WA. Please note that this loan may not be offered by Lenders within our network or at the particular time you request to be matched with Lenders in our network. This information is provided to you for informational purposes only so that you can better compare Lenders with whom you are matched.